You must tell your insurer everything that is relevant to your insurance. If you don’t, then you risk having your policy getting void or being left out without cover. insurers need to know all your details, your driving history, car user, car details and location.

Insurance is provided on an utmost good faith; hence, the insured is liable for any information provided to the insurance company. It is therefore necessary to declare any relevant information in respect of the cover being requested, usually by means of Proposal Forms. This will include ones personal details, vehicle details and driving history. Any incorrect information provided by insurer’s may render the policy defective and may result in inability to make a successful claim.