The decision to repair, replace or pay cash for any loss of property to you lies with the Company. Your vehicle is said to be “written off” if the cost of repairs of the damaged vehicle is more than 70% of the sum insured. Another term for “written off” is “total loss”. Before your vehicle would be declared “written off”, GLICO General would rely on the expert advice of engineers and/or surveyors to arrive at that decision.
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