Accidents do occur, and in a number of cases it may not be the fault of the driver of the vehicle. If you are involved in a motor accident and it happens that someone is injured, attend to the person first. Give him the necessary first aid and call for an ambulance, arrange to transport the injured to the hospital or dial the National Emergency number 112, then follow the steps below to make your claim.

• Inform the Police about the accident
• Inform GLICO General about the accident and complete an Accident Report form
• Submit a photocopy of your driver licence and make the original available for inspection
• Submit all Claims, Writs, and letters unanswered to us.

Sometimes, it is difficult to determine who qualifies to make a claim. The following are the categories of persons qualified to make a claim:

• The Policyholder (the Insured)
• Anyone whose property has been destroyed by the insured vehicle
• Any injured victim(s)
• The Administrator of a deceased’s estate
• The parents or guardians in the case of a minor.

Limited Time Period within which a claim can be made
At GLICO General, there is a period within which claims can be made and this period is set by the National Insurance Commission (NIC), the regulatory body.

Injury/Death:
A claim can be made within three years from the date of the accident.
Damage:
A claim can be made within six years from the date of accident.