If you are a contractor, our Contractor’s All Risk/Erection All Risk is highly recommended for you.

The Policy provides all risk cover to contractors in respect of both temporary and permanent works, in the course of construction or erection, and until the job is handed over by the contractor to the employer. The cover extends to also include loss of or damage to the unfixed materials or equipment on site. Our policy allows for all items of constructional plant/machinery, equipment, tools and the like, and also temporary buildings for use as site offices and their contents to be covered.  There is also a third party liability cover up to and not exceeding a specified amount for which you as the contractor shall be legally liable consequent on: –

1. Accidental bodily injury or illness to third parties
2. Damage to property belonging to third parties

The plant machinery and equipment of the Contractor being used in connection with the contract may also be covered under the policy.