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Cargo Policy

  • Cargo insurance provides coverage against physical damage or loss of goods during shipping, whether by land, sea or air. There are two main types, open covers and single covers. Open covers may be taken by importers whose imports are frequent. Under this arrangement the importer takes one policy to cover all his imports, and makes periodic declarations as and when he makes imports. The single cover may be taken for each import, and is normally suited for those whose imports are not very frequent. The areas of risk covered include ICC ‘A’ (all risk), ‘B’ and ‘C’ with war and strikes risk, (except those specifically excluded in the respective clauses).

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