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Machinery Breakdown Insurance (MB)

Machinery Breakdown Insurance (MB) is important for any firm largely operating plant or machinery. The insurance is against unforeseen and sudden damage to the insured machinery from such cause as:
Faulty material, design, construction or erection, vibration, maladjustment, misalignment, defective lubrication, loosening of parts, abnormal stress, molecular fatigue, self-heating, centrifugal force, excessive electric pressure whether due to atmosphere electricity or otherwise ,failures of insulation, short circuits, open circuits or arcing ,failure of connected machinery or protective devices, lack of skill, carelessness or malice of persons whether in the insured’s employ or not, falling, impact, collision and the like, storm and tempest, obstruction or the entry of foreign bodies.

The main elements of the insurance are therefore electrical and mechanical breakdown and any other accidental damage from extraneous causes not specifically excluded.

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